46 Lloyd Street
121 days on Market

46 Lloyd Street,
Macksville, NSW

house
First listed on 19/09/2024
Property Overview
Bedrooms4
Bathrooms2
Car Spaces2
Current Asking Price

$799K

Cash Required (10% Deposit)

$133,695

Agent

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Market Appraisal

Confidence

High

High

$875,000

Medium

$850,000

Low

$825,000

Appraised Rent

Confidence

Medium

$650/week

Original Listing

Street Statistics

Public Housing (%)

3.8%

Owner Occupiers (%)

70.7%

Median Street Sold Price

$740K

Median Street Rental Yield

4.9%

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Property Investment Scores

Property

Configuration

Very Good

Street

Sweet Spot

Very Good

Suburb

Proj. Growth

Average

Overall

Investment

Good

Under Market Value

-$25,000

Net Cashflow PA

-$17,640

Gross Yield

3.9%

Purchase Costs

Asking Price

$875,000

Estimated Purchase Price

$875,000

Stamp Duty

$34,110

Transfer Fee

$165

Conveyancing

$1,480

Deposit (10%)

$87,500

Reg. Mortgage

$164

LMI Premium

$22,532

Renovation Costs

-

Total Cash/Equity Required

$146,501

Income Statement (Cashflow)

Income

Assumptions

Year 1

Year 10

Rent Received

+4.0% PA

$33,800

$48,108

Expenses

Property Management

+7.7% PA

$2,603

$3,704

Rates

+3.0% PA

$1,046

$1,365

Water

+3.0% PA

$1,127

$1,470

Insurance

+3.0% PA

$1,250

$1,631

Repairs & Maintenance

+3.0% PA

$1,000

$1,305

Net Operating Income

$26,774

$38,633

Interest Repayments

$51,975

$51,975

Net Cashflow Before Tax

-$25,201

-$13,342

Depreciation

-

-

Tax Offset

-$7,560

-$4,003

Net Cashflow After Tax

-$17,640

-$9,340

Balance Sheet

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Assets

Assumptions

Year 1

Year 10

Property Value

6.8%

$907,800

$1,641,086

Liabilities

Loan Balance

I.O

$787,500

$787,500

Net Equity

$120,300

$853,586

Property Inspection Report

Property Overview

Experience modern living in the heart of Macksville’s premier estate with this exquisite two-story home. Featuring four spacious bedrooms upstairs, including a luxurious master with walk-in robe and ensuite, this home defines elegance. Downstairs, the open-plan layout combines relaxation and entertainment spaces, enhanced by sophisticated plantation shutters. The expansive backyard with side access is perfect for both leisure and play, while the large undercover merbau deck offers an ideal spot for al fresco dining. Secure your vehicles in the double car garage, and enjoy the short walk to St. Patrick's Primary School, making this a perfect family home. Don’t miss this chance to own a refined residence from Vance Estate Agents.

Inspection Checklist

  • Verify the accuracy of property details and dimensions provided.
  • Check the condition of the plantation shutters throughout the house.
  • Inspect the open-plan living area for any signs of wear or potential repairs.
  • Evaluate the size and orientation of the backyard, noting side access functionality.
  • Examine the construction and maintenance of the merbau deck.
  • Assess the condition and security of the double car garage.
  • Confirm the proximity to St. Patrick's Primary School and other local amenities.
  • Investigate any planned developments in the surrounding Macksville area.

Questions for Agent

  • Can you provide more details about the construction year and any major renovations of the property?
  • What is the exact size (in square meters) of the backyard and the deck?
  • Are there any recent inspections or pest control treatments conducted on the property?
  • Can you clarify any body corporate or homeowners’ association fees?
  • What are the typical utility costs for the property (electricity, water, gas)?
  • Are there noise concerns or specific community guidelines to be aware of in the neighborhood?
  • Is the property part of any particular school zoning beyond St. Patrick’s Primary?
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Location Opportunity

Area of Nambucca statistics

Location, Location, Location. Selecting an investment location set to grow, gentrify and prosper can set our investments up for success. So how do we find these High Performance locations across Australia? Property Investment is a science. Our Data Scientists have analyzed the most important factors that help identify when an area is set up for strong investment opportunities.

20,407

2021 Population

35

Suburbs

Demand

Employment

Em

New project

Pr

lifestyle

Li

population

Po

Supply

New Supply

Su

Opportunity

Opportunity

Op

Em

Employment Industries
Average

Health Care and Social Assistance - 17.0%

Construction - 13.0%

Retail Trade - 11.0%

Accommodation and Food Services - 10.0%

Others - 49.0%

income growth
High

Average Income

COMMUTE TIME

142mins

73kms

Poor

Pr

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Disclaimer: A dash (’-’) indicates that there is not enough data in this area over the past 12 months to provide accurate calculations for certain metrics.

Spent Per Capita

$67K
1

Nambucca Shire Council

The Nambucca Heads Sewerage Scheme is a 25 million project that provides a modern sewerage system for the Nambucca Heads area

Energy, Electricity, Gas & WaterComplete
$25M
2

Nambucca Shire Council

The Bowraville Water Treatment Plant Upgrade is a 15 million project that will improve the quality of drinking water for the Bowraville area

Energy, Electricity, Gas & WaterUnder Construction
$15M
3

Neoen

The Nambucca Valley Solar Farm is a 100 million project that will generate enough electricity to power 20000 homes

Energy, Electricity, Gas & WaterConfirmed
$100M
4

Hillgrove Resources Limited

The Hillgrove Gold Mine is a gold mine located in the Nambucca Valley approximately 30km southwest of Armidale The mine is expected to produce 100000 ounces of gold per annum over a 5year mine life

MiningUnder construction
$120M
5

Nambucca Coal Pty Ltd

The Nambucca Coal Mine is a coal mine located in the Nambucca Valley approximately 20km southwest of Macksville The mine is expected to produce 15 million tonnes of coal per annum over a 5year mine life

MiningConfirmed
$50M
6

NSW Government

The Nambucca Heads Hospital Redevelopment project involves the construction of a new hospital and the refurbishment of existing facilities

Community & Other servicesUnder construction
$25M
7

Nambucca Valley Council

The Macksville Sporting Complex Upgrade project involves the construction of new sporting facilities and the upgrade of existing infrastructure

Community & Other servicesConfirmed
$15M
8

Nambucca Valley Council

The Nambucca Valley Community Centre project involves the construction of a new community centre and the provision of community services

Community & Other servicesUnder consideration
$20M
9

NSW Government

The Bowraville Central School Upgrade project involves the construction of new school facilities and the upgrade of existing infrastructure

Community & Other servicesUnder consideration
$22M
10

Nambucca Shire Council

The Nambucca Heads CBD Revitalisation project aims to enhance the town centres amenity improve traffic flow and increase economic activity

Finance, Property & Business servicesUnder construction
$25M
11

Transport for NSW

The Pacific Highway Upgrade project involves upgrading the highway to a fourlane divided road improving safety and reducing travel times

Finance, Property & Business servicesUnder construction
$1200M
12

Nambucca Shire Council

The Nambucca Valley Airport Upgrade project involves upgrading the airports infrastructure including the runway and terminal building

Finance, Property & Business servicesConfirmed
$10M
13

Private Developer

The Valla Beach Estate project involves developing a new residential estate including homes parks and community facilities

Finance, Property & Business servicesUnder construction
$50M
14

Transport for NSW

Upgrade of the Pacific Highway between Nambucca Heads and Urunga including the construction of a new fourlane highway and the upgrade of existing intersections

TradeUnder construction
$230M
15

Nambucca Valley Council

Development of a new urban growth area in Valla including the construction of new residential and commercial areas and the upgrade of existing infrastructure

TradeConfirmed
$50M
16

Nambucca Valley Council

Upgrade of the Nambucca Valley water supply system including the construction of new water treatment plants and the upgrade of existing infrastructure

TradeUnder consideration
$30M
17

Nambucca Valley Council

Construction of a new administration building for Nambucca Valley Council including office space and community facilities

GovernmentComplete
$25M
18

NSW Health

Redevelopment of Macksville Hospital including the construction of new buildings and upgrades to existing facilities

GovernmentConfirmed
$40M

Li

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Disclaimer: A dash (’-’) indicates that there is not enough data in this area over the past 12 months to provide accurate calculations for certain metrics.

Local Services

Good

1

Coffs Harbour Airport

Airport

58km
2

Port Macquarie Airport

Airport

82km
3

Medlow Public School

School

8km
4

Bowraville Central School

School

15km
5

Macksville Public School

School

20km
6

Southern Cross University - Coffs Harbour Education Campus

University

57km

Po

Population Growth

Average Population

SUPPLY vs POPULATION
Under Supply

Projected Population Growth

3.9%

projected

for 2025 to 2027

Average

Su

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Disclaimer: A dash (’-’) indicates that there is not enough data in this area over the past 12 months to provide accurate calculations for certain metrics.

Recent New Home Construction

1.4%

Average
SALES PRICE GROWTH

Monthly % Change in Median House Prices (Prev. Quarter)

RENTAL YIELD
Excellent

Average Rental Yield

VACANCY RATE
Excellent

Average Vacancy Rate

Days of Supply
Very Good

Average Days of Supply

Owner Occupier Level

No data available

VENDOR DISCOUNTING
Very Good

Average Population

Pricing

Sold Price

Asking Price

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