3 Bluff Road
39 days on Market

3 Bluff Road,
Emerald Beach, NSW

house
First listed on 06/12/2024
Property Overview
Bedrooms4
Bathrooms2
Car Spaces2
Current Asking Price

$1.15M

Cash Required (10% Deposit)

$173,821

Agent

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Market Appraisal

Confidence

High

High

$1,150,000

Medium

$1,100,000

Low

$1,050,000

Appraised Rent

Confidence

Medium

$750/week

Original Listing

Street Statistics

Public Housing (%)

0%

Owner Occupiers (%)

73%

Median Street Sold Price

$988K

Median Street Rental Yield

3.1%

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Property Investment Scores

Property

Configuration

Very Good

Street

Sweet Spot

Average

Suburb

Proj. Growth

Good

Overall

Investment

Good

Under Market Value

$35,000

Net Cashflow PA

-$22,329

Gross Yield

3.7%

Purchase Costs

Asking Price

$1,150,000

Estimated Purchase Price

$1,065,000

Stamp Duty

$42,660

Transfer Fee

$165

Conveyancing

$1,480

Deposit (10%)

$106,500

Reg. Mortgage

$164

LMI Premium

$27,424

Renovation Costs

-

Total Cash/Equity Required

$178,944

Income Statement (Cashflow)

Income

Assumptions

Year 1

Year 10

Rent Received

+4.0% PA

$39,000

$55,509

Expenses

Property Management

+7.7% PA

$3,003

$4,274

Rates

+3.0% PA

$1,257

$1,640

Water

+3.0% PA

$1,127

$1,470

Insurance

+3.0% PA

$1,250

$1,631

Repairs & Maintenance

+3.0% PA

$1,000

$1,305

Net Operating Income

$31,363

$45,189

Interest Repayments

$63,261

$63,261

Net Cashflow Before Tax

-$31,898

-$18,072

Depreciation

-

-

Tax Offset

-$9,569

-$5,422

Net Cashflow After Tax

-$22,329

-$12,651

Balance Sheet

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Assets

Assumptions

Year 1

Year 10

Property Value

6.8%

$1,174,800

$2,123,759

Liabilities

Loan Balance

I.O

$958,500

$958,500

Net Equity

$216,300

$1,165,259

Property Inspection Report

Property Overview

Discover your dream family home nestled in the picturesque Emerald Beach. This stunning four-bedroom, three-bathroom residence combines country charm with modern comforts. Timber floors flow through spacious living areas, while plush carpets add warmth to the bedrooms. Enjoy the main bedroom's walk-in wardrobe and ensuite. An open plan design maximizes space and light, complemented by ceiling fans and double doors for fresh breezes. Entertain effortlessly with a well-equipped kitchen featuring a gas stove, dishwasher, walk-in pantry, and ample bench space. Relax on the wrap-around deck, explore the tropical garden oasis, or unwind by the in-ground pool and cozy fireplace. Situated close to beaches, cafes, and more, this property offers a perfect blend of luxury and practicality.

Inspection Checklist

  • Check the condition and age of the timber floors and carpets in all areas.
  • Inspect the functionality and condition of all built-in wardrobes.
  • Examine the operation of ceiling fans and air flow through the property.
  • Assess the quality and installation of the kitchen appliances (gas stove, dishwasher).
  • Inspect the walk-in pantry and kitchen storage for any signs of wear or damage.
  • Examine the structure and safety of the wrap-around deck.
  • Check the pool for cleanliness, maintenance history, and any visible issues.
  • Inspect the fireplace for safety and functionality.
  • Check the garden and outdoor areas for maintenance needs and pest infestations.
  • Verify the location and condition of the laundry facilities.
  • Assess the additional toilet and vanity in the storeroom for functionality.
  • Evaluate the overall property condition and any necessary repairs or updates.

Questions for Agent

  • Can you provide information about the age of the property and recent renovations?
  • What is the history of maintenance and any major repairs undertaken?
  • How energy efficient is the home, and are there any insulation or heating updates?
  • Are there any concerns or upcoming assessments related to the pool?
  • Could you provide details about the neighborhood and local amenities?
  • Are there any restrictions on property modifications or external enhancements?
  • Is there a building and pest inspection report available for review?
  • Can you provide estimates on the typical utility costs for this property?
  • What are the terms for the sale, including any homeowner association fees?
  • Are there any known issues with the home, such as plumbing or electrical?
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Location Opportunity

City of Coffs Harbour statistics

Location, Location, Location. Selecting an investment location set to grow, gentrify and prosper can set our investments up for success. So how do we find these High Performance locations across Australia? Property Investment is a science. Our Data Scientists have analyzed the most important factors that help identify when an area is set up for strong investment opportunities.

78,759

2021 Population

31

Suburbs

Demand

Employment

Em

New project

Pr

lifestyle

Li

population

Po

Supply

New Supply

Su

Opportunity

Opportunity

Op

Em

Employment Industries
Average

Health Care and Social Assistance - 18.0%

Retail Trade - 13.0%

Accommodation and Food Services - 10.0%

Education and Training - 9.0%

Others - 50.0%

income growth
Very High

Average Income

COMMUTE TIME

201mins

106kms

Poor

Pr

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Disclaimer: A dash (’-’) indicates that there is not enough data in this area over the past 12 months to provide accurate calculations for certain metrics.

Spent Per Capita

$23K
1

Boral Limited

Boral is upgrading its Coffs Harbour sawmill to increase production capacity and improve efficiency

ManufacturingUnder construction
$25M
2

Coffs Harbour City Council

Coffs Harbour City Council is developing a new industrial park along the Pacific Highway to attract manufacturing businesses to the area

ManufacturingConfirmed
$30M
3

Private Investor

A private investor is considering building a food processing facility in Coffs Harbour to take advantage of the regions agricultural produce

ManufacturingUnder consideration
$20M
4

Coffs Harbour City Council

Upgrade of the Coffs Harbour Water Treatment Plant to improve water quality and increase capacity

Energy, Electricity, Gas & WaterUnder construction
$25M
5

Coffs Harbour City Council

Construction of a new sewerage system for the Moonee Beach area

Energy, Electricity, Gas & WaterConfirmed
$30M
6

Jemena

Proposed gas pipeline to supply natural gas to the Coffs Harbour area

Energy, Electricity, Gas & WaterUnder consideration
$50M
7

Whitehaven Coal

The Gunnedah Basin Coal Project is a proposed coal mine located in the Coffs Harbour Local Government Area The project is expected to produce 45 million tonnes of coal per annum

MiningConfirmed
$250M
8

Boral Limited

The Coffs Harbour Quarry Expansion project involves the expansion of an existing quarry to increase production capacity The project is expected to produce 15 million tonnes of aggregate per annum

MiningUnder Construction
$30M
9

Nambucca Shire Council

The Nambucca Heads Quarry project involves the development of a new quarry to supply aggregate to the local construction industry The project is currently in the feasibility study stage

MiningUnder consideration
$10M
10

NSW Government

The Coffs Harbour Hospital Redevelopment project involves the construction of a new hospital building as well as upgrades to existing facilities

Community & Other servicesUnder construction
$104M
11

NSW Government

The Coffs Harbour Education Campus project involves the construction of a new education campus including a primary school high school and TAFE facilities

Community & Other servicesConfirmed
$30M
12

Coffs Harbour City Council

The Coffs Harbour Cultural and Civic Space project involves the construction of a new cultural and civic precinct including a library museum and performance spaces

Community & Other servicesUnder construction
$76M
13

Healthscope

The Coffs Harbour Private Hospital Expansion will increase the hospitals capacity and provide additional services to meet the growing healthcare needs of the region

HealthConfirmed
$30M
14

NSW Government

The Mid North Coast Cancer Institute will provide comprehensive cancer services to the region including radiation oncology and medical oncology

HealthUnder consideration
$50M
15

Transport for NSW

The Coffs Harbour Bypass is a 14km bypass of the Coffs Harbour CBD aiming to reduce congestion and improve safety on the Pacific Highway

Transport & StorageUnder construction
$1200M
16

Coffs Harbour City Council

The Coffs Harbour Airport Expansion project involves the construction of a new terminal building apron expansion and other infrastructure upgrades to cater for growing passenger numbers

Transport & StorageConfirmed
$30M
17

Transport for NSW

The Pacific Highway Upgrade Coffs Harbour to Woolgoolga project involved the construction of a 25km section of dual carriageway improving safety and reducing travel times

Transport & StorageComplete
$830M
18

Coffs Harbour City Council

A 25 million project to revitalize the Coffs Harbour CBD including new public spaces upgraded infrastructure and mixeduse developments

Mixed useUnder construction
$25M
19

ISPT

A 30 million redevelopment of the Park Beach Plaza including new retail dining and entertainment options as well as residential apartments

Mixed useConfirmed
$30M
20

Coffs Harbour City Council

A proposed 40 million redevelopment of the Coffs Harbour Marina Precinct including new residential commercial and recreational spaces

Mixed useUnder consideration
$40M
21

Transport for NSW

The Pacific Highway Upgrade project involves the upgrade of the Pacific Highway to improve safety and reduce traffic congestion

Finance, Property & Business servicesUnder construction
$150M
22

Crown Resorts

A 120 million resort development featuring a 5star hotel apartments and amenities

AccommodationConfirmed
$120M
23

Pacific Bay Resorts

An 80 million resort development featuring a 4star hotel apartments and amenities

AccommodationUnder Construction
$80M
24

Coffs Harbour City Council

A proposed 50 million marina development featuring accommodation restaurants and amenities

AccommodationUnder consideration
$50M
25

The Observatory Coffs Harbour

A 30 million accommodation development featuring apartments and amenities

AccommodationConfirmed
$30M
26

Coffs Harbour City Council

The Coffs Harbour Marina Expansion project involves the construction of new marina facilities including berths and amenities

TradeUnder consideration
$50M
27

NBN Co

NBN Cos fibre network rollout in Coffs Harbour providing highspeed internet access to residents and businesses

CommunicationComplete
$30M
28

Telstra

Telstras mobile network upgrade in Coffs Harbour providing improved coverage and capacity for residents and businesses

CommunicationUnder Construction
$25M
29

Optus

Optus 5G network rollout in Coffs Harbour providing fast and reliable mobile coverage for residents and businesses

CommunicationConfirmed
$20M
30

Coffs Harbour Fishermen's Co-operative

Expansion of the Coffs Harbour Fishermens Cooperative to increase fish processing and export capabilities

Agriculture, Forestry & FishingUnder construction
$25M
31

Forestry Corporation of NSW

Establishment of a new plantation in the Orara East State Forest to increase timber production

Agriculture, Forestry & FishingConfirmed
$30M
32

Australian Aquaculture Pty Ltd

Development of a new aquaculture facility in Coffs Harbour to increase seafood production

Agriculture, Forestry & FishingUnder consideration
$40M

Li

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Disclaimer: A dash (’-’) indicates that there is not enough data in this area over the past 12 months to provide accurate calculations for certain metrics.

Local Services

Very Good

1

Coles

Supermarket

12km
2

Woolworths

Supermarket

15km
3

Bunnings

Shopping Centre

17km
4

Coffs Harbour Airport

Airport

18km
5

Grafton Airport

Airport

46km
6

Nana Glen Public School

School

5km
7

Coramba Public School

School

6km
8

Karangi Public School

School

9km
9

Southern Cross University - Coffs Harbour Education Campus

University

18km

Po

Population Growth

Average Population

SUPPLY vs POPULATION
Under Supply

Projected Population Growth

3.7%

projected

for 2025 to 2027

High

Su

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Disclaimer: A dash (’-’) indicates that there is not enough data in this area over the past 12 months to provide accurate calculations for certain metrics.

Recent New Home Construction

1.3%

High
SALES PRICE GROWTH

Monthly % Change in Median House Prices (Prev. Quarter)

RENTAL YIELD
Excellent

Average Rental Yield

VACANCY RATE
Very Good

Average Vacancy Rate

Days of Supply
Very Good

Average Days of Supply

Owner Occupier Level

No data available

VENDOR DISCOUNTING
Very Good

Average Population

Pricing

Sold Price

Asking Price

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